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Mortgage providers
HF Group (Housing Finance)
Regulated by Central Bank of Kenya
Kenya's specialised housing-finance bank, mortgage-led balance sheet.
A Space Kenya editorial directory entry. We do not recommend individual finance providers and we receive no commissions. Always verify a provider against the listed regulator before sharing personal information or sending funds.
Verified facts
What we know about HF Group (Housing Finance).
- In housing finance since 1965 (founded as Housing Finance Company of Kenya, beginning operations as a mortgage financier); listed on the Nairobi Securities Exchange in 1992; rebranded to HFCB in 2026 Provided by hfcb.co.ke · as of Jul 2026
- Home loans with deposits typically 10-20% of property value; construction loans released in tranches with technical inspections at each draw-down; diaspora mortgages; KMRC-backed affordable mortgages with longer tenors and lower rates; rates linked to the Central Bank Rate Provided by hfcb.co.ke · as of Jul 2026
- Licensed by the Central Bank of Kenya; HFCB Limited is licensed to carry out the business of mortgage finance as well as banking services under the Banking Act Provided by hfcb.co.ke · as of Jul 2026
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